At a blackjack table, there is perhaps no bigger argument than whether the player should insure a blackjack. When the dealer turns an Ace as the upcard he will ask the players if they’d like to “insure” their hands. If the player accepts the bet, which must be taken before any action is taken on any players’ hand, the player puts up one-half of his original bet, and if the insurance wager wins (meaning the dealer has blackjack), it pays off at two-to-one odds. If you want to play the บาคาร่า games, then there is a need to implement the correct approach. The playing of the games should be with the skills and intelligence to get the best experience in playing of the games. You can get more winning chances at the site with the implementation of the correct trick.
When the player is dealt, for instance, a Queen and an Ace, and the dealer has an Ace showing, there is a great propensity on the part of the player to “protect” that hand by buying insurance. After all, the logic goes, the blackjack is a bonus hand, which pays off at three-to-two odds. The dealer doesn’t give out too many blackjacks, so players feel they had better get something out of that hand. If they have a blackjack and the dealer also has one, it’s a push (a tie) and the player gets nothing.
By taking insurance, the player reasons he will always end up with a profit. That thinking is logical, but it’s also flawed. In a 52-card deck, there are 16 Ten-value cards, and 36 non-Tens, a ratio of 2.25 to one. When you are faced with the situation in which we have a two-card blackjack and the dealer has an Ace showing, there are now 15 Tens and 34 non-Tens remaining, which gives you a ration of 2.27 to one. Since insurance pays only two-to-one, you’re getting the worst of it on that basis alone.
Lets say you’ve got a $10 bet and are dealt a blackjack while the dealer has an Ace showing. There are four different results that can occur:
- You take insurance and the dealer has blackjack;
- You take insurance and the dealer does not have blackjack;
- You do not take insurance and the dealer has blackjack;
- You do not take insurance and the dealer does not have blackjack.
In the first two results, the player wins $10. If the player bets $10 and insures for $5, he’ll push the original bet and win $10 on the insurance bet. If the dealer doesn’t have blackjack, the player wins $15 from the original bet, but loses the $5 insurance bet, leaving a $10 profit.
In the third result, you have not wagered on insurance, and tied the dealer with your blackjack. You keep your $10 bet, giving you a net gain of zero. In scenario four, you beat the dealer with your blackjack, giving you a gain of $15 on the hand. In three situations you make money, while in the remaining one, you win nothing.
When you have a blackjack and the dealer shows an Ace, theoretically, there are 15 Tens and 34 non-Tens left in the deck, making a possible total of 49 cards remaining. Since the dealer has to have a Ten in the hole to complete a two-card blackjack, he has to get one of those Tens, which give him a possibility or 30.6 percent of having blackjack. That means that 69.4 percent of the time, the dealer will not have blackjack. Clearly, results two and four are going to happen much more often then results one and three.
Your most profitable result, therefore, is the one which also occurs the vast majority of the time. Without boring you with the math, you are gaining a very worthwhile 4.1 percent by not insuring.
The truth is, in no situation should anyone playing basic strategy execute the insurance option. The only player who would gain is someone using a card-counting strategy.